A report is more than a score
Payment history, balances, account details and recent changes can raise questions that a score alone does not answer. A mortgage review also considers income, debts, assets and the property.
Keep sensitive information secure
Do not paste a credit report or account numbers into a general contact message. Ask how to provide documents through the approved secure channel.
Build a plan with clear expectations
Use the mortgage-readiness plan to organize your next steps. Credit education and scenario planning cannot guarantee approval, a particular score or removal of accurate information.