Buying a home
VA loans serve eligible veterans, service members and qualifying surviving spouses. FHA loans offer an insured financing option. Conventional loans cover a range of qualified purchase scenarios. USDA loans focus on eligible rural properties and households.
Plan the funds you will need
A down payment is one part of the cost. Review closing costs, prepaid taxes and insurance, reserves and your payment after closing. Down-payment assistance may help eligible buyers, but terms and funding vary.
Different properties and income sources
Explore bank statement loans, construction financing, DSCR loans, non-QM financing and home equity lines. Availability depends on the property, scenario and participating lender.
Already own a home?
Compare refinancing and reverse mortgage education. Consider total costs and future plans alongside any payment change.