VA loan estimate review
Already have a VA Loan Estimate from another lender? Request a clear second opinion from Vance Scott before you commit to the rate, fees, payment, or cash to close.
Independent review
Before you commit to any lender, get a practical comparison from a VA mortgage specialist who can explain the numbers in plain English.
Secure intake
Loan Estimates can include sensitive borrower information. Start with the request form, then the Approved Mortgage team can provide the appropriate secure upload path.
Not a commitment to lend. Loan approval and terms are subject to underwriting, eligibility, and applicable program guidelines. Approved Mortgage Source, NMLS #836792.
No document upload is active on this page yet. The secure upload workflow will be connected separately.
Request My ReviewCall 386-668-8000Privacy-sensitive documents should only be sent through the approved secure upload process.
A Loan Estimate is a required mortgage disclosure that shows the interest rate, payment, closing costs, cash to close, lender fees and other important loan terms. Reviewing it carefully can help you compare VA loan offers before you lock your rate.
Two VA loan offers can look similar at first but differ in discount points, lender fees, credits, cash to close or long-term cost. A second review can help you understand what you are being offered before you commit.
Compare lender fees, discount points, origination charges, appraisal fees, title charges, prepaid items, escrow setup, lender credits and the total estimated cash to close.
The interest rate affects the monthly principal and interest payment, while APR includes certain loan costs. Both numbers matter, but they should be reviewed with the full estimate rather than in isolation.
In many cases, borrowers can still compare lenders after receiving a Loan Estimate. Timing, contract deadlines, appraisal status and lock terms can affect the decision, so it is best to review the details quickly.
